Question 1

WHAT IS E-CARE?

Accepted Answer

E-Care or Electronic-Care is the healthcare provided via telemedicine and/or secure messaging platforms.

Question 2

SO WHAT IS DIRECT E-CARE?

Accepted Answer

In Direct E-Care, the patient pays directly to the medical provider for the care provided, without giving a huge portion of each dollar spent to insurance companies.

Question 3

WHY ELIMINATE INSURANCE?

Accepted Answer

We’re not advocating to eliminate insurance completely.  However, we would like to see insurance reserved for high cost items such as surgeries, hospitalizations, and significant unforeseen events, not every day visits.

Question 4

OKAY, BUT HOW IS DIRECT E-CARE REALLY AFFORDABLE?

Accepted Answer

Only $35 per month provides up to 4 video visits monthly and unlimited access to our patient portal/secure messaging.  Compare that to traditional insurance which averages per person $438/month or $5,256/year not counting co-pays and deductibles.

Question 5

AS A MEDICARE OR MEDICAID PATIENT, CAN I SIGN UP FOR DIRECT E-CARE?

Accepted Answer

Yes.  However, at this time, Medicare or Medicaid will not pay toward your DEC plan.

Question 6

DO I STILL NEED TRADITIONAL INSURANCE?

Accepted Answer

Yes.  However, it might be in your best interests to aim for a catastrophic plan with a high deductible and couple it with a Health Savings Account (HSA) OR  you may want to look into a HealthShare type plan.

Question 7

IS DIRECT E-CARE PRIMARY CARE?

Accepted Answer

No.  It is to be used in parallel to primary care much like urgent care, but in an electronic/telemedicine format.

Question 8

CAN I GET CONTROLLED SUBSTANCES THROUGH DIRECT E-CARE?

Accepted Answer

No.  Controlled substances are best managed by your Primary Care Provider.

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